Bank of Baroda M-Connect is a banking app that has been launched by the Bank of Baroda for its valued customers. It offers you the chance to manage all of your banking operations using your Smartphone in a convenient, safe and simple manner. As far as banking apps go, it does not require access to much personal information. However, I still did not like that it wanted to know all my contacts. After all, a banking app does not need this information in order to do its job, which is simply to let me manage my finances on the go.
The Bank of Baroda M-Connect has an intuitive interface. It is extremely user-friendly and does not require much expertise to navigate. You will have to enter your mobile no. for OTP generation after which you will be required to activate your OTP. This requires you to enter the OTP ID that you generated with your mobile no. An SMS containing your activation key will be sent to your mobile. Using this key, you can activate your OTP and complete the activation process. The whole process took me a few seconds to complete and it was extremely hassle free. I was quite pleased for me to finally have a fast working banking app.
The OTP activation will allow you to avail the online banking services offered to you by the Bank of Baroda. You can view the different products that the bank has to offer and locate a bank branch near you. If you wish, you can provide feedback about the online banking services as well. There is also the option of 'Refer a Friend' which gives you the chance to refer the services of the bank to a friend. I personally liked the Help feature that the app offered which provided me answers to some of my pertinent questions.
Logging into the Bank of Baroda mobile account requires you to enter your login credentials which you can make using this banking app as well. Choose a password for mPay login and confirm it. This password will act as your login credentials for logging into your account. There are several features that are available once you have successfully logged into your mobile account. You can use the banking features to manage and see your transactions. Transactions of up to 50,000 in a day are allowed using this banking app which is more than enough. There is the option available to view the balance of your account too which I found pretty handy. You can use this banking app to recharge your mobile balance as well.
- Intuitive interface
- Simple registration and activation process
- No limit applied on transactions
- Option to view balance in account
- Option of recharging mobile balance
Bank of Baroda M-Connect is a nice banking app which offers nice mobile banking features but it does ask for personal information, a big turn off for me, at least.